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Ingredients:
1 box Ritz crackers
1/2 cup cream cheese, softened
1/4 cup cheddar cheese, finely shredded
1/4 cup green onions, finely chopped
1/4 cup red bell pepper, finely diced
1/2 cup cooked ham, finely chopped
1/4 teaspoon garlic powder
Salt and pepper to taste
Directions:
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