Easy Hamburger Rice Casserole

Ingredients:

1 lb ground beef
1 onion, chopped
1 cup long-grain white rice, uncooked
1 can (10.5 oz) cream of mushroom soup
1 can (10.5 oz) cream of chicken soup
2 cups water
1 teaspoon garlic powder
1 teaspoon paprika
Salt and pepper to taste
1 cup shredded cheddar cheese

Directions: